The information provided in the "All Things: Credit Basics Course" ("the Course") is for educational purposes only and is not intended as financial advice. The Course is designed to offer general knowledge about credit-related topics and strategies. It is important to note that we are not financial advisors, and the Course content should not be considered a substitute for professional financial advice tailored to your specific circumstances. We strongly recommend consulting with a qualified financial advisor or credit counselor before making financial decisions. While we make every effort to provide accurate and up-to-date information, credit-related regulations and practices may change. We do not guarantee the completeness, accuracy, or reliability of the information presented, and any reliance on the Course content is at your own risk.